Terms and Conditions of Service
These Terms and Conditions govern your use of pyravelunthosi Financial Planning Services and our consultation services. Please read these terms carefully before using our services.
Last updated: August 27, 2025
Acceptance of Terms
By accessing our website or using our consultation services, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services.
Important Definitions
For clarity, the following terms have specific meanings throughout these Terms and Conditions:
- Service: Our financial planning consultation services, including website access and related communications
- User/Client: Any individual or entity that accesses our website or uses our consultation services
- Content: All information, advice, documents, and materials provided through our services
- Company: pyravelunthosi Financial Planning Services and its representatives
Service Usage Terms
Your use of our services is subject to the following conditions and restrictions:
Permitted Uses
- Access consultation services for legitimate financial planning purposes
- Communicate with our consultants about your financial situation and goals
- Use website resources and information for personal financial planning
Prohibited Activities
The following activities are strictly prohibited when using our services:
- Using services for illegal purposes or fraudulent activities
- Sharing false or misleading information during consultations
- Attempting to access unauthorized areas of our systems
- Using our services to compete with or harm our business
- Violating any applicable laws or regulations
Client Responsibilities
As a user of our services, you are responsible for:
- Providing accurate and complete information during consultations
- Maintaining the confidentiality of any login credentials
- Using our services in compliance with all applicable laws
- Making independent decisions about your financial matters
Intellectual Property Rights
All content, materials, and intellectual property on our website and in our services remain the exclusive property of pyravelunthosi Financial Planning Services. Users may not reproduce, distribute, or create derivative works without express written permission.
All content is protected by Australian and international copyright laws
Privacy Policy and Data Protection
Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.
Service Disclaimers and Warranties
We provide consultation services to the best of our ability, but we cannot guarantee specific outcomes or results. All advice is provided for informational purposes and should not be considered as formal financial recommendations.
Service Availability: Our services are provided on an "as is" basis without warranties of any kind, express or implied
Liability Limitations
To the maximum extent permitted by Australian law, pyravelunthosi Financial Planning Services shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our services or reliance on provided information.
Client Indemnification
Clients agree to indemnify and hold harmless pyravelunthosi Financial Planning Services from any claims, damages, or expenses arising from their use of our services or breach of these terms.
Dispute Resolution Process
We prefer to resolve disputes amicably through the following process:
Australian Dispute Resolution
Disputes will be resolved through mediation or arbitration in accordance with Australian commercial arbitration rules
European Union Online Dispute Resolution
EU residents may access the European Commission's Online Dispute Resolution platform for consumer disputes:
EU ODR Platform: European Commission ODR Platform
Service Termination
Either party may terminate the service relationship at any time with appropriate notice. Termination does not affect obligations that arose before termination.
Governing Law
These Terms and Conditions are governed by Australian law and the laws of the state or territory where services are provided.
Severability
If any provision of these terms is deemed invalid or unenforceable, the remaining provisions shall continue in full force and effect.
Complete Agreement
These Terms and Conditions, together with our Privacy Policy and other referenced policies, constitute the complete agreement between you and pyravelunthosi Financial Planning Services.
Terms Updates
We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting. Continued use of our services constitutes acceptance of updated terms.
Questions About Terms
For questions about these Terms and Conditions, contact us at contact@pyravelunthosi.com or +61 405-811-689.
Email Address: contact@pyravelunthosi.com
Phone Number: +61 405-811-689
Business Address: 127 Collins Street, Melbourne VIC 3000
By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions